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新西兰又有华人被骗！办理这些网上申请被坑后，银行会退钱吗？_我的网站

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    Newly produced vehicles fill a parking lot at a SAIC-GM industrial park in Wuhan, Central China's Hubei Province on July 10, 2022. Photo: VCG
Global automakers are forging deeper and longer-term ties with China, as the country's role evolves beyond a key market into an increasingly important hub for automotive research and development (R&D) and innovation.
SAIC Motor and General Motors (GM) signed an agreement on Wednesday to extend their joint venture partnership by 20 years to 2047. A month earlier, Honda Motor and GAC Group signed a strategic agreement to renew their joint venture (JV) partnership in GAC Honda, extending their cooperation to 2038 while keeping the existing equity structure unchanged.
The renewed commitments to China by global auto giants signal more than confidence in the long-term potential of the Chinese market. It reflects China's evolving role in the global auto industry, from a manufacturing base and sales market to an increasingly important source of innovation and technologies that shapes the future of mobility, Peng Bo, a research fellow at the Chinese Academy of International Trade and Economic Cooperation under the Ministry of Commerce, told the Global Times on Sunday.
Behind this shift is the rapid rise of new-energy vehicles (NEVs) and vehicle intelligence, as global competition increasingly centers on batteries, electric powertrains, intelligent driving, automation, software ecosystems and artificial intelligence (AI), Peng said.
From market to innovation
Chinese automakers have accelerated their expansion into global markets. According to the latest data from the China Association of Automobile Manufacturers, China exported 5.096 million vehicles in the first half of the year, up 65.3 percent year-on-year, including 2.355 million NEVs, up 120 percent. In just a few decades, China's auto industry has evolved from learning from and introducing advanced foreign technologies into a major global force in automobile production, exports and innovation.
Such a picture would have been almost unimaginable several decades ago. At the time, China's auto industry was still in its early stages and lagged considerably behind global leaders.
In the 1980s, China began integrating into the global auto industry through the establishment of joint ventures. In 1984, Beijing Jeep, China's first Sino-foreign joint venture automaker, began operations, while Chinese and German partners signed the agreement for Shanghai Volkswagen. More global automakers from countries such as Germany, the US, Japan and France followed, bringing capital, technology, equipment and management expertise that helped accelerate China's auto industry development.
From annual auto production and sales of just over 1 million units in the mid-1990s, China saw the corresponding figures surpass 30 million units in 2025, ranking first globally for the 17th consecutive year. Auto exports also surged from just several thousand units to a record 7.098 million in 2025. 
These figures illustrate the profound transformation of China's auto industry, which has evolved from a latecomer learning from global peers to a major manufacturing powerhouse and increasingly a source of innovation for the global auto industry, experts said.
Chinese experts attributed China's auto rise to its increasingly strong innovation capabilities. Sun Xiaohong, former secretary-general of the automotive branch of the China Chamber of Commerce for Import and Export of Machinery and Electronic Products, told the Global Times on Sunday that the close integration of R&D, manufacturing and market application has enabled new technologies to move rapidly from laboratories to mass production, while intense market competition has further accelerated innovation and product iteration.
Latest figures tell the story. China has led the world in automobile patent publications over the past decade, far ahead of the US, Japan and European countries. Patent publications in the NEV sector increased from more than 50,000 in 2016 to over 110,000 in 2025, with an annual growth rate of 17.1 percent. Intelligent connected vehicle patent publications rose from 44,000 to 93,000 over the same period, averaging annual growth of 11.6 percent.
In addition to the R&D capabilities, China's complete and highly efficient supply chain strengthens its industrial edge. The International Energy Agency estimates that battery electric car production costs are over 30 percent lower in China than in advanced economies, mainly attributed to lower battery cost and supply chain.
China's technology company Xiaomi only launched its first EV in 2024, but has quickly emerged as a major player in China's NEV market. Its strategy connects cars with smartphones, apps and smart home devices is creating a more integrated ecosystem. At Xiaomi's EV factory on the outskirts of Beijing, a new car rolls off the production line every 76 seconds on average.
Chinese automaker NIO's Hefei factory is known for its highly intelligent and automated manufacturing, using more than 700 robots and achieving an overall automation rate of 97.5 percent.
BYD's EVs can add 20 kilometers of range in just 10 seconds of charging and up to 400 kilometers in five minutes.
"These examples reflect a broader shift in China's auto industry, where strengths in advanced manufacturing, supply chains, software, AI and rapid technology commercialization are increasingly translating into a competitive edge," said Sun.
Cooperation not competition
The rapid transformation of China's auto industry has put growing pressure on some global auto giants. Honda CEO and President Toshihiro Mibe reportedly said after visiting an auto supplier factory in Shanghai, "We have no chance against this," Nikkei Asia reports.
Ola Kallenius, chairman of the board of management of Mercedes-Benz Group AG, told Chinese media that "In the world's most dynamic automotive market, you have to be here, and we're doubling down on China," People's Daily reported.
"Many major global automakers remain constrained by their long-standing reliance on traditional gasoline vehicles... Although they are pushing ahead with electrification, established technology systems, production networks and traditional development models have slowed," Jia Xinguang, an auto industry analyst, told the Global Times.
By contrast, China's auto industry has made a broad shift toward new technologies, building strengths across the industrial chain and establishing a mature and increasingly self-reliant core technology system, Jia said.
Against this backdrop, foreign automakers' approach to cooperation with China is changing. 
Toyota's evolving China strategy provides a telling example. At the 2026 Beijing auto show, Toyota unveiled its "with China, for China" localization strategy, giving Chinese teams a greater role in management, R&D and product development, the Global Times learned from the Japanese company.
Toyota has expanded its China chief engineer team from four to seven, covering gasoline, hybrid and EVs across different segments. It is also empowering local management and deepening co-creation with Chinese partners to make development faster, according to the company.
A similar shift can be seen at Tesla, whose Shanghai Gigafactory is not only a major global production base, but also a key part of its global supply chain and product development. In the first half of 2026, the factory delivered nearly 468,000 vehicles, up 28.4 percent year-on-year. The Model Y L, led by Tesla's China team in design and development and manufactured in China, is also being rolled out in markets including the US, UAE, South Korea, Japan, Singapore and Australia, according to a press release that the company shared with the Global Times on Friday.
Foreign auto parts suppliers are also stepping up innovation in China. Bosch plans to invest more than 2.5 billion euros in AI development by the end of 2027, with much of its automotive-related AI work focused on China and Europe, the Xinhua News Agency reported.
Amid mounting challenges, China-foreign auto joint ventures are taking a long-term approach and actively reshaping their product strategies, R&D models and cooperation frameworks, Xinhua reported, citing Bi Wenquan, an executive vice president of FAW Toyota Motor Co.
These developments point to a broader shift: China's role for global automakers is expanding from "Made in China" to "R&D in China" and "innovation in China," making win-win cooperation increasingly important, said Sun.
For global automakers seeking to stay competitive in the next wave of industry transformation, turning competition into greater opportunities for cooperation with Chinese companies is increasingly becoming an "imperative" rather than an "option," said Sun.
As John Roth, GM senior vice president and president of GM China, said the renewed partnership "reflects the shared confidence of GM and SAIC in SAIC-GM and its long-term growth potential."
"It is not only about continuing what we have built together. More importantly, it is about building a more competitive, resilient, and sustainable business for the future," Roth said.
。    转自公众号：新西兰中文先驱Chinese_Herald          中文先驱读者金先生爆料称，自己在入境申报时误入了假网站，被骗100多纽币。         Advertise with us          无独有偶，另一位读者赵女士在办理美国电子签证时被看起来与官网相似的网站所迷惑，被多收取了100美元。         海外华人在网上办理出入境相关手续时，务必睁大眼睛看清楚，不要再受骗！                    01          金先生的遭遇          在转机回新西兰的空档时间里，金先生打开新西兰旅客申报（NZTD）的App做线上申报，但是不知道为什么打不开，只好输入关键词New Zealand Traveller Declaration上网搜索，立即出现一个“看似非常正式的官网”，打开之后，按要求一一填写。         填写完了按提交，这时就出现了两个选项，选项1是1-2天前申报，选项2是临时紧急（Priority）填报，后面括弧内注明需要支付35美元。

二 |          因为急着完成申报，金先生还以为是新西兰移民局采取了新措施，只好进入信用卡付款程序。         他用信用卡付了款，但心中有一些不安和狐疑。

三 |          两个月前他候机时顺利进入了NZTD的App，当时并未要求在1-2天前申报。而且，新西兰移民局又为什么要以美元收费？          不过，他的手机也在一小时内收到了来自“移民局”的“成功完成申报”邮件回覆。         在奥克兰入境时，金先生直接询问查验护照的移民官，为什么临时紧急填报需要付费35美元？          移民官立即表明NZTD申报是免费的，并提醒他这是一个假网站。         回到家后，金先生马上联系银行停用信用卡。进入信用卡账户，他发现因为这件事产生了141.46元纽币的刷卡纪录，也不等于假网站宣称的35美元。         他核对了两个月前通过NZTD App申报后收到的移民局电子邮件回复，发信的邮箱地址是[email protected]，此次假网站的发信邮箱是[email protected]。

四 |                    02          赵女士申请ESTA被骗          另一位华人赵女士讲述了自己办理赴美电子签证（ESTA）后发现被骗的事件。

五 |          赵女士是新西兰华人，她计划携全家赴美旅游，按照规定应该到美国海关和边境保护局的官网去申请电子签证。         她在Google里输入了“美国 ESTA ”关键词后，点开了看起来像官方网站的链接，根据提示，填写了申请并提交了材料。         之后，她按照要求，付了100多美元。她当时没有在意，觉得这个价格好像不太离谱。

六 |          跟朋友聊天时，她才了解到ESTA的收费是21美元，她整整多付了100美元。她这才知道自己被骗了。         因担心信用卡信息泄露，她赶紧联系银行取消交易。         据Netsafe的教育与参与总监Sean Lyons表示，尽管许多网站可能让人们感到困惑，但它们不一定是骗人的。         “通常细则上说明他们是代理，或第三方供应商，来帮你获得签证。但他们所做的只是通过与官方网站相同的渠道处理你的申请——不过他们收取的费用绝对是一笔巨款。”          而且，申请时要提供姓名、地址、出生日期和护照详细信息——有很多是隐私，可能会被一些人恶意利用。                   03          被骗的钱还能追回吗？          赵女士很幸运，她联系银行要求取消支付后，追回了被骗的费用。         但是金先生联系发卡银行时，工作人员表示他应该回邮件给扣款机构要求退款。因为这不是”盗刷”，所以他仍然必须付款，是否能获得退款要看对方。         金先生想，那就是个诈骗团伙，能跟他们要求退款吗？省点事吧！最后只能当花钱买个教训。         新西兰目前的规定是，除非银行存在明显的过失（比如没有识别出明显的诈骗迹象），否则无需对被骗客户进行退款。         但是，新西兰银行被要求向英国同行学习，今年起英国开始强制银行赔偿诈骗受害者。

七 |          如果客户被骗进行了错误转账，除非银行能证明客户是故意或严重疏忽，否则必须在五天内向客户退款，退款最高额度为45万英镑（约合93.3万纽币）。         政府要求银行采取更多措施来保障客户财产安全，并向蒙受重大损失的诈骗案受害者提供补偿。         3月1日，商业和消费者事务部长Andrew Bayly要求新西兰各大银行在9月前为诈骗受害者制定自愿赔偿计划。如果银行未能在最后日期之前采取自愿行动，监管者可能会强迫它们这么做。         Bayly还呼吁银行推出“收款人确认”功能，允许客户确认汇款对象的账户名称是真实的。         Bayly致信新西兰银行业协会（NZBA）表示，零售银行需要加强业务流程，为新西兰人提供更好的保护。

八 |          “去年新西兰人因诈骗损失近2亿纽币，这需要改变。”          据悉，自2023年7月1日以来，新西兰消费者协会已收到近600起诈骗举报，比去年同期增长了32%。         虽然被骗的钱已经追不回来了，但是金先生说他必须揭露这件事情，以免更多人上当受骗。         华人朋友在办理类似申请时，也请一定多加小心！          网络骗局千千万，要免于被欺诈，还是需要一双“慧眼”。         原文链接          相关阅读：          奥克兰太平绅士玩钱骡诈骗，被警方盯上后还能骗了又骗          被骗了？找银行：政府要求银行9月起赔偿诈骗受害者          新西兰银行业宣布反诈骗措施 支持成立“国家反诈中心”          84岁新西兰老人被骗10万纽币，澳大利亚警方：资金转移网络非常复杂          天哪！去年新西兰人被诈骗了近两亿纽币！理财很重要，但不被骗更重要！          6人被骗125万纽币，可疑账户异常转账都没发现，受害者要求银行赔偿          这么多人被同一种骗局骗得损失惨重，BNZ银行拒绝承担责任，合理吗？          网络诈骗受害者讲述惨痛经历：每个人都可能被骗          Westpac银行提醒华人注意这类诈骗！          专家支招：如何避免落入社交媒体骗局？          注：凡引用、摘录或转自其他媒体的作品， 本网对其观点、真实性和知识产权恕不负责。致力于帮助文章传播，希望能够与作者建立长期合作关系。若有任何问题请联系[email protected]。         chineseherald.co.nz All Rights Reserved 版权所有          (责编：twinkke)          来源 - 先驱自媒          相关内容                奥克兰Ellerslie华人夫妇遇害案：第二名被告姓名公布           暴雨袭来！可能升级为红色警报！           奥克兰一女子在Pak'nSave偷东西未遂后大喊大叫，员工被打脸           新民调：最大赢家绿党，最大输家行动党，Luxon人气继续下滑           天降暴雨！南岛半瘫！注意避险！           疫情通报：过去一周新西兰新增3385例           新西兰总理将访问东南亚三国           恶劣天气即将来临！暴雨“淹没”新西兰，你准备好了吗？。

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